To see an alphabetical site map click here

• home
  home page of real credit card information, detailing the content of the site,cards , credit rating, debt , rate hikes, mistakes,payments
  
  
• Why credit cards are a bad idea.
  lays out why a credit card is a bad idea, showing you all of the pitfalls, including how they eat up a percentage of your income.finance
  
  
• Credit Card Cheques and Cash Advances
  why to avoid using credit card cheques and advances to avoid debt and increased charges for increased periods of time
  
  
• How Your Credit Rating Affects You, and How to Check It.
  how your credit card rating affects you and how to check it, particularly credit reference companies and defaulting on payments and how your credit rating is worked out
  
  
• Finding the Right Credit Card.
  how to pick the right credit card for you, are you a student, have a balance to transfer or wanting to give to charity
  
  
• What Should You Do if You Get Turned Down for a Credit Card?
  How to cope if you are rejected for a credit card, what steps can you take to be accepted, maybe a pre-paid card
  
  
• How to Get the Best Rates on Your Current Credit Cards
  how to get the best interest rate for you present credit card,how to convince your card provider to offer you a better rate
  
  
• What You Need to Know about Interest Rates.
  showing you how seemingly small differences in credit card interest rates can make a huge difference to how much you have to pay back thanks to compound interest
  
  
• Understanding the Terms and Conditions.
  Credit Card terms and conditions explained in an easy to understand format,no need to be baffled by small print any longer
  
  
• Top Five Credit Card Mistakes.
  How to avoid making any of the top five credit card mistakes , don't make late payments, don't get taken in by rewards
  
  
• A Credit Card Jargon Buster
  explains the true meaning of all the jargon that credit card providers bombard you with.be at their mercy no longer
  
  
• Beware the Sudden Rate Hike.
  what to do if your credit card interest rate is suddenly hiked up by your card provider and what may have caused it to happen
  
  
• Always Avoid Payment Holidays.
  why you should avoid credit card payment holidays due to the perils of compound interest only of benefit to card provider
  
  
• The Human Side: Debt Stress.
  lays out the symptoms of credit card related debt stress, who gets it and how you can deal with it
  
  
• Stop Paying the Minimum.
  How only paying the minimum required on your credit card each month is not a good thing and sometimes can leave you owing more
  
  
• Pay it Back Strategically.
  why it is a good idea to prioritise your debts and pay of your credit card or cards as soon as possible
  
  
• Should I Get a Consolidation Loan?
  why a consolidation loan to pay of your credit card debt is not always a good idea due to the length of time you would be signing up for.
  
  
• The Liars and Scammers of the Credit Card Industry.
  how to spot the liars and scammers in the credit card industry and how to avoid having anything to do with them
  
  
• Negotiating Your Debts.
  How to negotiate your credit card debt if you are no longer able to keep up the minimum repayments on your card.
  
  
• Alternatives to Credit Cards
  A list of the various alternatives to the credit card, putting forward the pros and cons of each alternative solution, together with how they differ from credit cards so greatly.
  
  
• CONTENTS
  Contents page for real credit card information, including credit card cheques and advances,jargon buster, debt stress, payment holidays bankruptcy rate hikes
  
  
• So You Missed a Payment
  what to do if you should miss a payment on your credit card and how to limit damage to your credit rating
  
  
• They Don't Want You To Pay You Credit Card Bill
  why your credit card provider does not want you to pay your bill off completely, because they would lose out on lots of interest
  
  
• You Are Not Alone, Some Credit Card Statistics
  Some statistics showing quite how many people are in debt to the credit card companies and how much debt they are in
  
  
• The Last Resort- What to Do If You're Considering Bankruptcy
  what to do if you are considering bankruprcy because of your credit card debt, clearly laying out what other options are open to you
  
  
• Don't Save When You Have Debt
  why it is not a good idea to save money when you are in debt to your credit card due to the difference in interest rates